* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
            font-family: 'Arial', sans-serif;
        }

        :root {
            --primary: #2A3F5F;
            --secondary: #F5F5F5;
            --accent: #E63946;
            --additional: #A8DADC;
            --text: #333;
            --light: #fff;
        }

        body {
            background-color: var(--secondary);
            color: var(--text);
            line-height: 1.6;
        }

        .container {
            width: 90%;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 15px;
        }

        /* Header Styles */
        header {
            background-color: var(--primary);
            color: var(--light);
            position: fixed;
            width: 100%;
            top: 0;
            z-index: 1000;
            box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
        }

        .header-container {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 15px 0;
        }

        .logo {
            font-size: 24px;
            font-weight: bold;
            text-transform: uppercase;
            letter-spacing: 2px;
        }

        .nav-menu {
            display: flex;
            list-style: none;
        }

        .nav-menu li {
            margin-left: 20px;
        }

        .nav-menu a {
            color: var(--light);
            text-decoration: none;
            transition: color 0.3s;
        }

        .nav-menu a:hover {
            color: var(--accent);
        }

        .burger {
            display: none;
            cursor: pointer;
            flex-direction: column;
            justify-content: space-between;
            width: 30px;
            height: 21px;
        }

        .burger span {
            display: block;
            height: 3px;
            width: 100%;
            background-color: var(--light);
            border-radius: 3px;
            transition: all 0.3s ease-in-out;
        }

        /* Main Content */
        main {
            padding-top: 80px;
            padding-bottom: 50px;
        }

        .terms-container {
            background-color: var(--light);
            border-radius: 10px;
            box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
            padding: 40px;
            margin-top: 40px;
        }

        .page-title {
            font-size: 2.5rem;
            color: var(--primary);
            margin-bottom: 30px;
            text-align: center;
            position: relative;
            padding-bottom: 15px;
        }

        .page-title::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 50%;
            transform: translateX(-50%);
            width: 80px;
            height: 4px;
            background-color: var(--accent);
        }

        .terms-section {
            margin-bottom: 30px;
        }

        .terms-section h2 {
            font-size: 1.8rem;
            color: var(--primary);
            margin-bottom: 15px;
        }

        .terms-section h3 {
            font-size: 1.4rem;
            color: var(--primary);
            margin: 20px 0 10px;
        }

        .terms-section p {
            margin-bottom: 15px;
        }

        .terms-section ul {
            margin-left: 20px;
            margin-bottom: 15px;
        }

        .terms-section li {
            margin-bottom: 8px;
        }

        /* Disclaimer */
        .disclaimer {
            background-color: var(--primary);
            color: var(--light);
            padding: 20px 0;
            text-align: center;
            font-size: 0.9rem;
        }

        /* Footer */
        footer {
            background-color: #1a2840;
            color: var(--light);
            padding: 50px 0 20px;
        }

        .footer-content {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: 30px;
            margin-bottom: 30px;
        }

        .footer-column h3 {
            font-size: 1.2rem;
            margin-bottom: 20px;
            position: relative;
            padding-bottom: 10px;
        }

        .footer-column h3::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 0;
            width: 50px;
            height: 2px;
            background-color: var(--accent);
        }

        .footer-links {
            list-style: none;
        }

        .footer-links li {
            margin-bottom: 10px;
        }

        .footer-links a {
            color: #ccc;
            text-decoration: none;
            transition: color 0.3s;
        }

        .footer-links a:hover {
            color: var(--accent);
        }

        .footer-contact p {
            margin-bottom: 10px;
            color: #ccc;
        }

        .footer-bottom {
            text-align: center;
            padding-top: 20px;
            border-top: 1px solid rgba(255, 255, 255, 0.1);
            color: #999;
            font-size: 0.9rem;
        }

        /* Responsive */
        @media (max-width: 768px) {
            .nav-menu {
                position: fixed;
                left: -100%;
                top: 70px;
                flex-direction: column;
                background-color: var(--primary);
                width: 100%;
                text-align: center;
                transition: 0.3s;
                box-shadow: 0 10px 27px rgba(0, 0, 0, 0.05);
                padding: 20px 0;
            }

            .nav-menu.active {
                left: 0;
            }

            .nav-menu li {
                margin: 10px 0;
            }

            .burger {
                display: flex;
            }

            .page-title {
                font-size: 2rem;
            }

            .terms-container {
                padding: 20px;
            }
        }